REPORTING: Manager, Corporate Banking Department
JOB DESCRIPTION:
· Identify specific business opportunities while ensuring that new transactions and credit renewals meet the Branch's credit risk acceptance criteria
· Develop relationship management strategy to deepen, maintain or exit the relationship
· Prepare credit proposals/credit renewals in a concise and timely manner while ensuring that the major risks as well as risk mitigates are highlighted
· Perform the KYC for new customer prior to the establishment of a business relationship, conduct periodical review of existing customer while adhering to the bank wide requirements
· Assist with AML/CFT manual
· Monitor credit risk of outstanding exposures and ensure timely changes are made to obligor credit ratings
· Maintain close and continuous contact with customers and target customers while monitoring the industries in which they operate in
· Pro-actively manage deteriorating credits
· Identify possible cross sell opportunities in order to maximize business returns
· Identify possible cross border business opportunities with mainland The bank branches and overseas ICBC branches for joint collaboration
· Conduct frequent marketing visits with submission of call reports
· Any work required to be carried out for holding the above Position in the Department subject to our business needs, internal policies and procedures
· Any work assigned from time to time by your supervisor or the Management
JOB REQUIREMENTS:
· Recognized bachelor degree and above , preferably in Business, Accounting, Banking and Finance, Economics or other related disciplines
· At least 5 years of relevant experience as relationship manager
· English, and Mandarin to liaise with Chinese speaking clients
· Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments
· Proactive, energetic, result oriented and possess good business acumen
