Job Description:
1. Perform credit analysis for corporate customers and responsible for: review whether the case compliant with the regulation and the relevant bank's policy, reveal the main risk points, put forward risk control measures, determine the group overall credit risk and conduct client credit rating, etc.
2. Provide opinion for credit files reported to the pre-trial committee, undertake secretary work as required.
3. Conduct industry research according to respective responsible industries, revise the relevant approval guidelines.
4. Conduct commitment matters monitoring and other work regularly, put forward effective risk control recommendations for clients with early warning signals.
5. Complete other specific work arrangements by the department.
Job Requirements:
1. Bachelor degree or above (finance, economy accountancy or related majors), skilled in financial statements analysis methods and understand bank related credit facilities
2. More than 3 years of relevant work experience, has the experience of credit analysis to corporate clients is preferred
3. Applicant with CFA, FRM and ACCA professional skills certificate is preferred
4. Strong financial and credit risk analysis and management skills
5. Strong communication skills, responsibility and team-work ability
6. Effectively bilingual in English and Chinese is required as incumbent is required to liase with Chinese counterparts from Head Office.
7. Good pressure resistance, can effectively handle multiple work at the same time, understand the bank's review requirements of financing products
8. Experience in Commodity Finance and Trade Finance is preferred
