Key Responsibilities:
- Provide in-depth and timely credit risk analysis, mitigation and recommendations to enable decision-makers to formulate well-informed decisions for new & existing loan portfolios (Singapore, Malaysia, China)
- Prepare loan synopsis & make recommendations for loan approval by senior management
- Perform loan portfolio analysis, industry analysis & market comparison studies
- Work closely with major stakeholders to ensure that day to day risk management issues are handled & addressed appropriately
- Assist in the implementation of workflows and systems in accordance with business strategies & policies relating to credit risk management;
- Ensure compliance with internal/external audit requirements & local regulatory requirements are met
- Work closely with Credit Evaluation team based in Singapore & China
Requirements:
- Minimum Bachelor Degree in Accountancy, Business Administration, Economics, Banking, Finance or related disciplines
- Minimum 5 years experiences in credit evaluation or relevant working experience will be required for this position
- Has a personal interest in financial markets & analysis; able to digest financial statements to form an informed analysis of an entity’s financial health
- Fluent and literate in both English and Mandarin language, must be able to interpret contracts in mandarin language for China market
- Proficient in reading and comprehension of English and Mandarin business documents
- Good understanding of the economy and business environment
- Strong analytical skill, meticulous & focused
- Self-motivated with the ability to work independently and under pressure to deliver results
