Location: Tanjong Pagar
Contract duration: 6 months (Highly convertible to perm)
Responsibilities
- Evaluate credit applications, approve them that are within delegated authority and recommend them to higher approval parties for applications exceeding delegated authority
- Ability to understand financial statement, perform financial spreading and interpret financial ratio
- Prepare a credit write up for large ticket customers that exceed retail threshold
- Ensure large ticket customers are reviewed in timely manner
- Manage the entire approval process for large ticket customers
- Communicate with Sales on conditioned credit applications, outstanding issues (if any) and to provide guidance on credit application (if required)
- Ensure credit applications are in compliance with internal and external policies
- Perform data sampling check on credit applications
- Joint site visit with sales colleagues (if required)
- Ensure sound credit approvals for both retail and large ticket customers through quality credit assessment.
- Support to review and update business processes and policies relating to Credit and Risk
- Support to monitor portfolio quality through early identification of potential problem accounts
- Ad-hoc duties assigned by Credit & Risk Manager / Head of Credit & Risk
Requirements
- Minimum 3 years working experience in Credit and Risk function, with preference given to financial institutions and automotive industry
- Strong written and verbal communication skills
- Meticulous, team player, strong analytical and problem solving skills
Interested candidate please click "APPLY" to begin your job search journey and submit your CV directly through the official PERSOLKELLY job application platform - GO Mobile.
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