Process Development
- To support Head of CAD in performing critical roles and functions such as loan documentation, transaction monitoring and scheduled reporting functions
- To support Head of CAD to ensure that all credit facilities are only disbursed after relevant approvals and compliance with all collaterals and conditions unless deferral/waiver is in place
- To monitor limits, exceptions, overdues & effective following up with the stakeholders
- To support Risk in monitoring of market risk and liquidity risk positions and limits.
- To support Head of CAD to review and develop department’s manual to be in line with Head Office Credit Policy and Regulatory requirement
- To act as formal back-up for the Head of CAD
- To support Head of CAD in department audits and to recommend control mechanisms for effective credit monitoring
- To input all limit maintenance in the system. Ensure all availment tickets are correctly recorded
- To put in place mechanisms for effective credit monitoring and approval conditions
- Supporting Head of Risk in Credit Review & Analysis
Risk Management and Compliance
- Adherence to all applicable laws, internal policies & procedures and regulations
Reporting / MIS
- To ensure preparation of timely and error free periodical monitoring reports for both credit administration and market & liquidity risk functions
- To ensure submission of all regulatory / other reporting to the Finance / respective stakeholders on timely manner without any exception
Record Keeping
- To maintain and archive all types of legal documents for safe keeping
- To ensure maintenance / updation of credit files and retention of documents as per laid down procedures
Minimum qualifications:
Business Graduate
Minimum experience & skills:
- Minimum 5 years related experience in banking industry, preferably in Risk and Credit Management
- Must possesses sound understanding of credit admin and system controls and local regulations.
- Exposure / Knowledge of key regulations pertaining to CAD would be preferable
- Must possess strong communication (spoken and written English) skills, problem solving skills, attention to detail and business knowledge
- Ability to work under tight deadlines with a high degree of autonomy and initiatives
- Must be self-driven for ensuring timely and smooth execution of actionable deliverables
