Job Purpose
To provide credit middle control and administrative support to business units/relationship managers
Job Responsibilities
- Checking of credit applications on compliance with regulator/head office/internal rules and regulations.
- Reviewing terms and conditions in facility letters and loan/security agreements to ensure compliance with approved credit applications and conditions imposed by Credit Department/Head Office.
- Ensuring loan documentation/collection is complete and conditions complied with before proceeding with facility limit and/or collateral registration.
- Monitoring progress of credit applications, collateral conditions and any irregular conditions imposed by credit department
- Preparing regulator/head office/internal reports.
- coordinating with internal/external auditors to facilitate audits & address compliance-related matters and/or with various internal stakeholders to resolve daily issues.
- Assisting team lead/group head /management in ad-hoc/periodic data collections, projects, transformation, intiatives etc.
- Identifying areas for process/speed optimization, efficiency/accuracy enhancement, cost reduction and implement measures to improve workflows, streamline processes & enhance productivity.
- Focusing on adequate risk & controls culture and management, regulatory & compliance controls are well understood and gaps if any, clearly recognized and risk evaluated
- Contributing at building robust & deployable operations resiliency plans in line with head office policies, procedures & regulatory guidelines.
- Transforming and enhancing overall quality of the customer & control deliveries
Job Requirements
- Degree in Banking and Finance or equivalent with at least 5 years of relevant experiences
- Good understanding of bilateral/syndicated loan agreements according to prevailing market standards
- Diligent, organized and meticulous with keen eye for details
- Open mindset with willingness to learn and is highly receiptive to every transformational changes
- Both a strong team player and active independent contributor
- Strong interpersonal, commuication and leadership skills
