Our client a Global Payments Company is seeking a Credit Risk Analyst to join the APAC Team who are based in Singapore. This person will manage the credit settlement risk of its clients and other assigned countries, monitoring their credit ratings, settlement exposures and recommending actions such as ratings, collateral and initiatives to support business. Will also work closely with internal and external stakeholders including Country Management, Franchise Management, Merchant Services and Treasury.
Responsibilities:
- As the subject matter expert on client and country risk, you will actively engage with internal and external senior executives to contribute to strategies that support business growth while advising on solutions to address risk concerns.
- Conduct credit risk assessments, monitor client risk exposures based on analysis of financial statement including balance sheet structures and strategies, loan portfolios, off-balance sheet transactions and liquidity management.
- Research and analysis of institutional and sovereign risk, credit ratings issued by rating agencies, financial modeling and knowledge of banking systems, economic and political status of assigned markets.
- Lead client due diligence reviews through interaction with client senior management, and provide assessment of client’s financial performance and management.
- Ongoing monitoring of client exposures to ensure collateral shortfalls are highlighted and rectified timely.
Qualifications
- Good Bachelor’s degree preferably in Accounting, Finance, Economics or Engineering. Degree in other fields will be considered.
- 5+ years of relevant experience in analyzing bank / non-bank financial institutions, counter-party credit risk or corporate credit risk gained with a reputed financial institution.
- Experienced in directly interacting with Financial Institution clients and large-tier Corporates.
- Must be proficient in written & verbal communication in English. Ability to communicate in an additional Asian language will be a plus.
